About the default working folder
To make it easier to find documents, you can use the default Microsoft Windows folder, or you can specify that Microsoft Word uses a different default working folder.
Microsoft Windows includes a folder named My Documents that can serve as a place to store the documents you use frequently. If you work with many documents or different types of documents, you can organize them in subfolders in the My Documents folder.
The first time you open the Open and Save As dialog boxes after starting Word, the My Documents folder is the default working (or active) folder. The My Documents folder is also the default working folder in each Microsoft Office program you install.
You can specify that Word uses a different default folder than the My Documents folder. You can also specify default locations for clip art, templates, recovered files, tools, and startup files.